In my former life, I was a diener. What exactly is a deiner, you may wonder? It is one of the vilest degrading jobs any one could have. Actually the word deiner is German for servant, but in the context of my life, I was an attendant in the morgue. I would weigh the organs as they were removed from the body during an autopsy and do whatever else the pathologist told me to do.
Once you have the facts you can decide on how to proceed and who you need to help you. The sooner you act, the sooner you can reverse the downward spiral and change your credit from bad to better.
There are experts that can be hired for valuation purposes. Experts may include investigators, Powerdmarc accountants, and psychologists. If you have real reason to believe that your husband is hiding his business income, it may be worth the added cost to hire a forensic accountant. Talk to your attorney to determine if this makes sense for you.
The pre-foreclosure sale program allows the lender in default to sell his/her home and use the net sale proceeds to satisfy the mortgage debt, even though these proceeds are less than the amount owed. It has two major advantages over a foreclosure: (1) You may be eligible for a new home loan after just 2 years instead of 5. (2) You should be able to avoid a deficiency judgment. When a house is sold at auction the chances of the foreclosing lender DMARC Forensic Reporting filing a deficiency judgment increases dramatically. They will have years to come after you or to sell it to someone else who will.
Do prepare yourself for the big day, i.e. the interview session. Acknowledge your weaknesses and start improving on them. As “practice makes perfect”, the more you practice, the less nervous you will be during the interview session. One effective way is to practice in front of the mirror.
The medical jargon was easy for me to spell, but difficult for me to pronounce and my brother, a doctor, always did a pretty good job of correcting me when I said a word wrong. My sister is also a nurse and my daughter is a registered nurse, so I guess this propensity toward medicine it is in the genes.
Work as a Team – No man is an island. You need to get to know the people from the bottom to the top hierarchy. As many employees will feel threatened by new workers, make the transition easy on them and just be nice.