Too many times as an agent I would sit with prospective clients who would tell me all about their reasons for wanting health insurance but surprisingly didn’t have any. In most cases it wasn’t that they couldn’t afford it.
If you are looking for a quote for health insurance and you are trying to stick to a tight budget, then being flexible will serve you well. By not being all that picky about whom you see, you could find yourself paying a fraction of what you would otherwise be paying.
The major error many people make is when they decide on what insurance product to get based solely on its cost. You should look into the details of an insurance product. What kind of benefits do you need? If a low-cost insurance product does not cover the kind of benefits you need, then you should consider other health insurance policies.
The result is that low cost insurance is not always beneficial. However, it is important that you should be guided by thorough research to establish the answer to how much is insurance cost.
If you are already working somewhere, you must be availing this facility offered to you by your employer. However, if you are working on your own or if your employer does not offer this facility, you must look for plans offered by different insurance companies and later on, you can select the most suitable package for you.
Irshad and Narayan joined the same company together when they were 25 years old and have been working there for 27 years. All these years, their employer had been providing expat health insurance thailand for them, for Rs.3 lakh each. Now, at the age of 52, they want to change jobs and move to another company. Unfortunately, this company does not provide health insurance for its employees, and they both have to buy their own individual health policies. They both realise that as senior citizens with greater health risks, a Rs.3 lakh policy is no longer sufficient, so must go for a higher sum insured.
Health insurance is can be very helpful to you and your family, particularly when one of your family members unexpectedly falls ill. The health insurance that you have will help you with the expensive medical bills. Getting you and your family’s health insured is very expensive.
One thing to remember in regards to health insurance is that no one policy is the same and it can be tailor made to suit your needs. Shopping around, utilising the internet, the advice of friends and family, and also ringing up insurance companies to find out their policies, and what they can do for you will be of the best benefit to your health.